Hello California Health Insurance shoppers and small business leaders: Have you been hearing much about something called The Affordable Care Act’s Early Retiree Reinsurance Program? Yes, well, we’re intent on spreading the word about this important new program here at the Vitality Blog:

The Early Retiree Reinsurance Program is all about helping provide financial relief to employers – large and small – so these same employers can maintain health coverage for early retirees age 55 and older who are not yet eligible for Medicare.

It’s probably no small understatement to say that individual California health insurance plan shoppers in their mid to late 50’s might have problems seeking coverage in the individual market. Factors including past and/or current health issues, and the possibility that the individual and/or a spouse are already taking prescription medications, make the individual market fraught with higher premiums if these plans are available at all.

The Affordable Care Act – with the aforementioned Early Retiree Reinsurance Program, and the establishment of a federally funded high risk pool here in California, are helping older Californians in need of reliable and affordable California health insurance coverage find viable health coverage strategies that can bridge the gap until Medicare and Medigap plan coverage can begin.

If you’re a California small business interested in finding out more about the Early Retiree Reinsurance Program and what it can mean for the lives of your valued employees, their physical and financial wellbeing, reach out to us and we’ll provide the experience and expertise that has made the us the go-to resource for business leaders seeking affordable California health insurance for small business.