Here’s important news for anyone shopping for California health insurance: The Affordable Care Act’s impact on the California health insurance consumer’s ability to have easy access to preventive care kicks into high gear starting September 23, 2010!
If you or your family enrolls in a new California health insurance plan on or after September 23, 2010, then that plan will be required to cover recommended preventive services without charging you a copay, co-insurance or deductible – provided that these services are delivered by a network provider.
Check out the list of preventive services covered under the Affordable Care Act.
Please note: If you have a California health plan you already like and want to keep you should be aware that some plans that were in effect on March 23, 2010 – and not significantly altered thereafter by the insurance company – will be grandfathered under the terms of the Affordable Care Act legislation. These grandfathered plans are not subject to the new preventive services policy.
The drive for more covered preventive services will have a positive effect on the health of state residents: Accessibility to covered preventive services like vaccinations and smoking cessation will protect and improve the health of those who receive such services while still other services like cancer screenings and the like will play a significant role in preserving the long term health of those patients who are proactive about their health and wellness strategies. A more proactive and health-aware population – reaping the benefits of preventive services – will also play an important role in removing some of the major cost drivers in our country’s health care system.
For the California health insurance consumer who is on the lookout for new health coverage, the new preventive care policies being put into effect by Health Reform offer a great way to unite a healthy living lifestyle with attention to exercise and good nutrition – combined with important and now easily accessible preventive care services – to form an outstanding strategy for great health that allows you and your family to enjoy all the great wonders of our beautiful state!
Just a quick parting note – Wow! What a great strategy this would be for you and your family if thoughts of the high cost of California health coverage concerns you: Think about the lower monthly premium typically found with a California health insurance plan strategy such as a HSA-compatible high deductible health plan that will also feature preventive care services. Reach out to us here at Vitality to learn more about the affordable California health insurance strategies we can help you create for yourself and your family – even your California small business!
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