For California health insurance shoppers on the lookout for affordable California health insurance plans, one of the biggest challenges may be just that: Affordability.  If you’re a small business owner here in California and are presently looking for the affordable group health insurance California business owners like you are dedicated to securing for their valued employee team, you may be facing the same challenge.

Here’s where California Blue Cross company Anthem has met the affordability challenge with a lineup of the best and most affordable group health insurance plans within its innovative BeneFits Portfolio! In recent posts here at the Vitality Blog we’re discussed the many great health plans found in Anthem’s EmployeeElect Portfolio, along with the ease and convenience of Anthem’s EmployeeChoice Portfolio concept. Now let’s turn our attention to how the BeneFits Portfolio is making it easier for business owners to secure vital health coverage benefits for their employees!

In this post we’ll highlight how BeneFits can make life easier for the committed business owner who may be new to the group health insurance marketplace or has tried but hit hurdles in acquiring group health insurance coverage previously.

BeneFits features:

• Required employee participation is a low 60% of eligible employees. Anthem Blue Cross will also give participation waivers for those employees who don’t want to participate for allowable reasons.
• You need only contribute 25% to the employee’s monthly premium – or set a flat dollar amount! – it’s all about affordability for your small business!
• Offering health coverage to your employees makes you eligible for both tax deductions and tax credits!
• Finally! An ability to secure health coverage for part time or seasonal workers!
• Six benefit rich plans – PPO, HSA, and HMO -  to choose from! Pick one or all!

Reviewing your BeneFits plan lineup:

• PPO $35 Copay GenRx: The PPO plan with richest benefits including low copay, low annual deductible, and affordable coinsurance amount. And generic prescription drug coverage!

• Hospital BeneFits: The most affordable of the BeneFits plans lineup! Features important hospital-only coverage and includes access to generic-only prescription drugs and an always important annual physical exam!

• Hospital BeneFits Plus: Features include hospital-only coverage, access to generic-only prescription drugs, annual physical exam, and limited benefits for doctor office visits!

• Hospital BeneFits Preferred: Same as Plus level but with added feature of dental and vision health benefits! Affordable yet comprehensive approach to the entirety of your employee’s health and wellness needs!

• Select $25 HMO: For the employee who wants simplicity and the security of predictable health care services costs. With this plan your employee will have access to a select portion of Anthem’s California HMO Network.

• Lumenos HSA 3000: Here’s a great innovation in the delivery of affordable and comprehensive medical coverage! This great HSA-compatible health plan saves money and provides free preventive care benefits and access to a rich selection of health benefits – including both generic and brand name prescription drugs – after your employee meets annual deductible. The HSA represents true innovation and cost savings to small business!

You know how important health coverage is. You want your business to be the health coverage resource your employees can rely on. We’re here to help you make that happen. With Anthem Blue Cross BeneFits plans and the experience, expertise, and innovation your Vitality California health insurance team brings to the process of helping you secure the health coverage strategy that is uniquely right for your company, affordable health coverage from a leader in its industry – Anthem Blue Cross – has never been closer! Reach out to us here at Vitality online or call us toll free at 800-607-1950 and we’ll help you get started on this important company initiative with our always free quotes for group health insurance California plan strategies and remember too: All of our client services are always 100% free. Always!