If you’re a resident of Ventura and in search of a great online resource for California health insurance and also figure on needing more than just a California health insurance plan, we’re confident that Vitality online would be a best bet!
In addition to our lineup of the best and most affordable California health insurance plans, the ability to secure free quotes for California health insurance plans 24/7, as well as apply online for a California health insurance plan – or download a paper application for a California health insurance plan if that’s your preference – Vitality online features an amazing array of information, great buying strategies and California health insurance buyers guides to choose from! Did we happen to mention that there’s no shortage of great information to help you make important buying decisions about what types of California life insurance, California long term care insurance and assortment of other insurance strategies would be uniquely right for you, your family – even your California business?
California business. That’s right: We feature ample information and guidance on the group health insurance California businesses secure for their valued employee teams. We bring innovation, experience, and expertise to the process of helping businesses large and small all around Ventura County and the state of California at large. As an example of what we’re working on right here in our ‘immediate corporate neighborhood’ let’s look at the range of businesses Vitality serves with our team of Vitality California health insurance professionals right here in Ventura County: From business owners who are part of Ventura’s Downtown Ventura Organization and dedicated to creating a vibrant downtown retail center, visitor destination spot, as well as diverse, culturally rich neighborhood, and great living experience for its residents, on up to the many businesses large and small that are part of the Ventura County business community, Vitality is dedicated to being both the online and in-person resource for business leaders here in the county who are intent on finding both the best and most affordable health benefits strategy for their business and its employees. Whether your business is on ‘Main Street’ in Ventura, or in a business park located in Oxnard, Camarillo, or Thousand Oaks, you can rely on the Vitality team to learn the unique profile that is your Ventura business and create an innovative California health insurance strategy that is uniquely right for your business.
But there’s more: Every day we’re reaching out to not only the Ventura business community but the California business community as well. Let’s face it: These are challenging times for businesses throughout our state. Each of us in the business community faces challenges and that’s why we’re all about being a proactive strategic partner to your business. What do we mean by that? A proactive strategic partner doesn’t ask for your business and then – having secured it – rest on our laurels. Your business challenges are our business challenges so we approach our ongoing service to your business as your group health insurance California savings specialist – on the lookout for new and innovative ways to reduce costs related to employee health benefits – and without sacrificing performance that can ultimately impact  employee morale and produce turnover – so that we’re helping your business stay competitive and thrive even in the face of strong economic headwinds.
Versatility is a key Vitality attribute and that’s reflected in our lineup of insurance strategies we offer both the consumer and business sectors: California life insurance along with California disability insurance and an array of other insurance strategies including California long term care insurance are part of our varied lineup. We help individuals and families around Ventura and all of California create peace of mind life insurance strategies that can help protect all your family’s tomorrows. Group health insurance for your business can easily be matched with term life insurance benefits that can help provide for your employees’ dependents. We also feature experience and expertise creating key person life insurance strategies that protect your business after the loss of an owner or business partner.
Continuing our theme of versatility; we work closely with all members of the community: Ranging from the child health insurance California parents and guardians need for their children to young adults who can benefit from the cost savings of a HSA-compatible health plan all the way to older community members who find themselves transitioning to their first Medigap plan and the review of affordable California long term care insurance plans to protect assets and the independence we all treasure.
Whether you are a resident of the Ventura community Vitality calls home or a resident or business located anywhere here in the state, you can rely on Vitality to serve personal and business insurance needs with our unique dedication to delivering an outstanding client experience each and every time. We call it our Total Quality pledge. To get started on your money-saving health, life, Medigap or any of our other insurance strategies designed to protect the health and wellbeing of you, your family – even your California business – please contact us via the Vitality website or call us toll free at 800-607-1950.
Here at the Vitality Blog we spend a lot of time talking about our service to all California health insurance shoppers from around our great state: Wherever you are in California you’ll be able to rely on the Vitality California health insurance team for assistance in finding the best and most affordable California health insurance plans. With corporate offices in Ventura we’re also an outstanding resource to our fellow members of the beautiful Ventura County community we call home!
One of the things we’re proudest of here at the Vitality Blog is that we’ve taken the time and made the effort to not just tout our ability to always deliver fast, easy, and convenient free quotes for California health insurance via our website or in a personalized one-on-one client consultation. Or our ability to deliver an industry-leading capability in helping clients apply online for California health insurance – even download applications for California health insurance plans if that’s their preference! Rather – we’re also proud of something else: That we’ve taken the time and made the effort to reach out to all the great counties that are part of California by way of our Vitality Blog. From Imperial County in the south to the counties in the furthest northern reaches of our state – like Del Norte and Humboldt – Vitality is all about serving the California health insurance consumer and helping find the California health insurance strategy that is unique to each of our clients.
For Vitality it’s all about serving the community: Our service to the community is accomplished by a dedication to being the state’s single best online resource for California health insurance as well as other insurance strategies that include Medigap, California life insurance, California long term care insurance and other insurance products ranging from disability insurance to California travel insurance! Our commitment also extends to our personalized one-on-one client consultations wherein we deliver our innovation, experience, and expertise to individual consumers seeking out the best in insurance strategies as well as for group health insurance California clients who are on the lookout for the best and most affordable health benefits strategies for California business. Online and off, you can rely on Vitality to deliver the type of Total Quality client experience that you, your family, and your California business deserve!
Thinking of visiting Ventura County and seeing what makes this vibrant area a great place to spend some time? Here’s what you can look forward to: Ventura County’s mountains, valleys and seashore give the area six different micro-climates! That’s more than any other county in the nation! Want outdoor activities? You’ll find an abundance here in Ventura County! Walking the beach, hiking trails, surfing, horseback riding – Ventura has it all! Ventura County also features an abundance of beautiful communities that include Thousand Oaks, Simi Valley, Camarillo, Oxnard, Ventura, Santa Paula and Ojai to name just a few of the many beautiful communities that comprise an area where you’ll find nearly 750,000 residents enjoying all that Ventura has to offer.
Wherever you live in Ventura or here in our state, you have unique needs for the insurance strategies that serve you, your family – even your California business: You deserve a team of California health insurance professionals that bring careful, considerate consultation to the process of understanding what those needs are and the ability to formulate innovative strategies to meeting your insurance needs. You deserve Vitality! For more information on finding the best and most affordable insurance strategies, contact us here at the Vitality website or call us toll free at 800-607-1950, and we’ll get started on helping you achieve the savings and performance goals you have in mind for your insurance needs!
As a leader in serving the California health insurance marketplace for individuals on the lookout for affordable California health insurance plans and the high performance, cost effective group health insurance California businesses provide their valued employee teams, Vitality is constantly at work scanning the post-Health Reform landscape for important changes and updates that can affect how you buy and use health insurance!
Today we feature important news that can have a vitally important impact on the group health benefits marketplace and especially smaller groups who need the ability to move their health coverage in pursuit of affordability goals. On November 15, 2010, the departments of Health & Human Services, Labor, and the Treasury announced an amendment to the Interim Final Rules for group health plans and health insurance coverage related to the retention of a health plan’s grandfathered status under the Patient Protection and Affordable Care Act (PPACA). Under the terms of the amendment, a group will now have the ability to switch its health plan to another insurance carrier without forfeiting that health plan’s status as a grandfathered plan. The switch can be made providing:
- The new plan offers the same level of coverage as the old. Any step down in coverage triggers a loss of grandfathered status.
- The move does not result in significant cost increases.
- The move doesn’t result in the loss of plan benefits.
- The move doesn’t result in any changes as described in the original grandfather rule that was part of the PPACA.
A final element to the amendment also requires that any group that is making a switch to a new carrier with the intent of retaining their plan’s grandfathered status must provide the new insurance issuer documentation describing the prior health coverage sufficient for the new issuer to determine whether any change made to the coverage triggers a loss of grandfathering status as set forth by the rules in the Interim Final Rules.
A final comment: It is important to also note that this amendment is not retroactive and only applies to changes that are effective on or after November 15, 2010.
The amendment is intended to help business owners retain their ability to ‘shop’ the health plan strategies they and their employees value amongst different carriers in an effort to keep the health coverage they want as affordable as possible. The previous take on grandfathering had eliminated the ability to move plans and left businesses – especially smaller businesses – even more vulnerable to the rising costs of employee health care benefits.
Is your current group health insurance California specialist keeping you up to speed on the changes taking place in the group market? Is your Group specialist acting as a valued strategic partner to your business? They should be. If you have questions or concerns about how to navigate your company’s health benefits through a post-Health Reform landscape please reach out to the Vitality California health insurance team of professionals today for our always free quotes for group health insurance California plans; a detailed review of your current company health benefits strategy and a clear, concise proposal showing how you can achieve the best and most affordable health benefits strategy for your valued employee team moving forward. All Vitality client services are free: You will never be charged a fee for our services which include all of our client consultations that can be arranged at a time and place that is convenient to your hectic schedule!
You can quickly and easily contact us via the Vitality website, or call us toll free at 800-607-1950 and we’ll get started on the process of learning your preferences for employee health benefits and providing innovative new strategies to meet the objective of delivering a high performance health benefits package at budget-friendly premiums.
