Consumers want ease and convenience in shopping, and there’s no reason why California health insurance shoppers shouldn’t have both when shopping for their California health insurance plan, don’t you agree California?
We stopped for gas the other day and when we went inside to pay for our purchase it occurred to us that the convenience mart we were in reminded us of something important about what Californians who have hectic personal and professional lives value most about these sorts of shopping outlets: They offer an array of different products and you can make your purchase fast, easily, and conveniently and be on your way! When we thought about it; Vitality online offers very much the same experience to the consumer. Here’s why:
- The Vitality website features an amazing array of access to information and free quotes for California health insurance plans; information for insurance Medicare supplemental plans and the ability to secure fast free quotes for Medigap plans; as well as free quotes for affordable California dental insurance plans. We also feature great information and guidance on small group health insurance California business leaders can rely on for great employee health coverage strategies. And that’s just one aisle!
- There’s even more aisles in our convenient ‘ insurance resource center’ in the form of California life insurance; California long term care insurance; disability insurance, annuity planning – we even provide great information on buying strategies for California travel insurance – along with free quotes!
- Each and every California insurance product we represent comes with a great value add in the form of our always free, always careful and considerate personalized one-on-one client consultations. You can request a consultation or request a quote for California life insurance or any of the other supplemental insurance products we offer right here at Vitality online.
- There’s even more convenience to be found at Vitality online in the form of several features we believe are real difference-makers to California consumers who want to be proactive in creating the California health insurance strategy that is uniquely right for them, their family – even their California small business:
o  A Provider Information tool here at our site that lets you verify that your doctor is in your plan’s network of providers. Staying in-network is a real money saver and we help you verify this important piece of savvy health insurance consumer information you’ll want to know before buying your plan.
o  A California health insurance Buyers Guide featuring clear, concise information designed to help make you the most savvy health insurance shopper you can be.
o  A glossary of California health insurance terms that removes the mystery or ambiguity from health insurance jargon.
- And since we’re all about convenience; what’s more convenient than giving the client the option of applying for California health insurance online here at our website or applying via a paper California health insurance application download you can also secure from our website!
Now here’s where the convenience store and the Vitality website hit a fork in the road: While the convenience store will sometimes feature *cough**cough* more expensive prices! *cough* *cough* as part of the ‘bargain’ for the speed and convenience of shopping at that store, the Vitality online experience is on a much different path:
Shopping for California health insurance – or any insurance product we feature – at Vitality is both all about client convenience and great value! All Vitality client services are free. Always 100% free. From your initial series of personalized one-on-one client consultations to the client services we provide in the form of service and support with claims or billing issues, you can always rely on Vitality’s Total Quality customer service commitment that comes free of charge with the insurance strategy you select from Vitality.
Here at Vitality we’re very much attune to the notion that our clients lead active, busy California lifestyles: With family, friends, the pursuit of personal and professional objectives, the typical Californian has so very much on their plate. It’s our goal to make certain that each Vitality client can optimize whatever time they can apply to the process of shopping for health, life and other insurance strategies to achieve their insurance objectives to their total satisfaction in the most efficient manner possible. With an industry-leading Web experience here at Vitality online and our team of experienced insurance professionals to serve you in-person, we’re dedicated to delivering speed, ease, and convenience along with the best and most affordable insurance strategies on the market today: Contact us via our website or call us toll free at 800-607-1950 and let’s get started on quickly and efficiently meeting your insurance objectives moving forward!
California health insurance consumers know that the Vitality client receives the very definition of value-added with each and every California health insurance plan we offer alongside the dedication we bring to a Total Quality client experience!
The definition of value-added: The enhancement added to a product or service by a company when the product is offered to customers.
By law, the health plan you find and decide to purchase will be the same price whether you purchase that plan from Vitality, another independent authorized agency, or even the health insurance company who created and markets the plan. The difference-maker for the Vitality client is that – with our team – the client will always receive our dedication to providing the value-added feature that is the Vitality Total Quality service pledge.
For anybody who has ever suffered through the process of dealing with the customer service experience that is now so commonplace with many corporations, the client experience at Vitality is a refreshing change of pace and it’s actually quite an easy formula when you think about it:
- No endlessly long trek through a telephone voice prompt maze, or seemingly forever on-hold experience.
- You’ll talk promptly with a concerned member of our team about claims or billing issues and we – in turn – will deal with the insurance company.
- We provide prompt follow-up with the client: We understand that your insurance questions/concerns are of primary importance to you. Our follow-up with the client is about helping to ensure peace of mind so you can go on with your day and enjoy your family and/or concentrate on your own professional responsibilities.
In short; we call it the Vitality pledge to a Total Quality client experience and it is about respecting your time and valuing our relationship with the client. We appreciate your business and we show our appreciation by providing one of the best values to be found in the California insurance marketplace today: Our always free, always careful and considerate client consultations designed to help you find the best and most affordable California health insurance strategy for you, your family, and even your California small business, followed by our always free client services that are dedicated to satisfactorily serving any subsequent client needs related to billing or claims in using your new affordable California health insurance plan.
The Vitality client experience is about providing an environment where we combine experience and expertise with a sincere desire to provide the client with the best in customer service. While this article has focused on our client services related to California health insurance, it’s also worth noting that the Vitality experience we’ve been discussing above is also applicable to the array of other insurance products and services we offer such as our expertise in California life insurance and annuity planning; California long term care insurance and disability insurance plans. We’re even here to serve your insurance needs should travel abroad require the selection and purchase of a California travel insurance plan! In each case, we’re here and always readily available when it comes to helping you with any service-related issues and to always provide our client services without fee to the client. Now that’s a value-added feature any insurance plan shopper will love! You can conveniently contact us via our website or our toll free line at 800-607-1950.
In our previous article we made a compelling case that California health insurance should be at the top of your shopping list when creating a sound insurance strategy for the California resident and their family.
So – assuming you have the California health insurance plan strategy that is uniquely right for you in place and serving your health care needs – let’s turn our attention to the other vital components of your insurance shopping list:
- If you have a family; a California life insurance plan should be one component of a sound financial planning strategy for your family moving forward. While you’ll be a responsible spouse and parent; saving money regularly for major life expenses like retirement savings, and major purchases like a home and college savings funds for your children, it is important to note that one of the key advantages of owning a California life insurance plan is that it fast tracks your family’s nest egg if you’re not there. It’s been said that a California life insurance plan creates the existence of an instant-estate if something happens to you or your spouse. It’s also interesting to note that a California life insurance plan can serve a purpose that goes beyond the perhaps strict perception we have of a life insurance plan: While you may be the primary income-earner for the household, what if something should happen to a spouse? Will your income will be sufficient to the task of perhaps hiring regular domestic help or paying for increased child care costs that you and your family may need in the absence of a spouse or partner? Here’s another scenario that makes owning an affordable California life insurance plan an important strategy for your family: We often tend to think about life insurance benefits for the generation that follows you. What about a situation where life insurance benefits are there to help the generation that preceded you? An elderly single parent or parents who were reliant on your income and your care?
- We understand that an important component of your financial planning strategy is accomplishing growth with your investments. You might be looking at a combination of stocks and mutual funds to accomplish your growth objectives but it might also make sense to look at the stability and peace of mind that comes with the inclusion of a fixed annuity as one component of your retirement planning. We’ve all seen the gut-wrenching twists and turns, highs and lows of the stock market in its recent history and while growth is a vital element to a financial planning strategy, the addition of an investment component like a fixed annuity that features stability and reliability can be a reassuring element to any investment portfolio. For more information on fixed annuities, call us toll-free at 800-607-1950 or contact us via the Vitality website for annuity planning assistance!
- You are working – hard – and you are committed to building a career and creating a lifestyle for your family that is enjoyed to the fullest. These commitments need the peace of mind that comes with owning a California disability insurance plan strategy that is there to ensure that a serious illness or injury doesn’t derail the sound financial planning you’ve done to date or the lifestyle you’ve created for your family while you recover from illness or injury. You may have an adequate disability strategy through your employer or other resources that will carry you through a period of illness or injury that keeps you from work and your chosen career: It’s worth it to spend some time with a Vitality professional reviewing your disability coverage: Our client services are always free and we’ll help you understand what your current disability coverage picture looks like. It’s strengths as well as possible areas of improvement.
- An important part of sound insurance and financial planning is the ability to understand and serve current needs while also keeping a watchful eye on the future. The selection of a California long term care insurance plan as part of an overall insurance planning strategy is about keeping a watchful eye on the future costs of long term care services in this country and preparing for a time when your or a spouse’s (Or parent’s) ability to perform certain activities of daily living are impaired by physical disability or dementia and preparing adequately to meet those costs by having an affordable California long term care plan in hand. While we tend to think of long term care insurance as being the providence of older Californians, it’s interesting to note that the need for long term care can arise at a (much) earlier point in a person’s life: It is estimated that 40% of people currently receiving long term care are adults aged 18 – 64.
- Are you a world traveler? Have you seen the Eiffel Tower, the plains of the Serengeti or the incredible sights of India? Have you made these trips with a California travel health insurance plan in hand? An affordable California travel insurance plan can be an amazingly prudent purchase for the owner of a domestic California health insurance plan who is planning overseas travel for business or pleasure. If you’re not certain what your California health insurance plan covers in the event of illness or injury while traveling abroad, reach out to us here at Vitality and we’ll help you understand what your current coverage will and won’t do for you should serious illness or injury strike while you are traveling abroad. A travel health insurance plan is about protecting both your physical health and your financial wellbeing if the unexpected should occur while you or your family are out of the country on that adventure of a lifetime!
Well that’s a look at your California insurance shopping list! It’s worth noting that while this list might look long and a bit daunting, you’ve got ample help with it in the form of Vitality’s always free, always careful and considerate client consultations. All of our insurance quotes and client services are always free and we also understand that, between work and home, you lead a hectic California lifestyle: It’s always our pleasure to set up a client consultation at a time and place that is convenient to your schedule!
