Hi there California health insurance shoppers! Look who’s back: California Blue Cross company Anthem is greeting 2011 with a great new lineup of affordable California health insurance plans. For several months, there were a limited number of Anthem plans available to the marketplace. Now, after an extended period where only a limited number of Anthem plans were available to the marketplace at large, Anthem is back in a big way!
Now Anthem has an array of plans that are in place to meet just about any California health insurance strategy and feature the strong network of California health care providers to serve your needs, the ease and convenience of the BlueCard for folks who travel throughout the country for work and pleasure; innovative online health and wellness tools; and also can come with important California dental insurance and California term life insurance plan options to give you and your family a more comprehensive suite of insurance strategies to protect your family’s health and financial wellbeing.
Californians on the lookout for their fast, convenient and always free California health insurance plan quote will now see an array of Anthem health plan options amongst their choices here at the Vitality website: As an independent authorized California health insurance agency serving the entirety of our state, our health plan lineup features the affordable California health plans offered by industry leaders such as Anthem Blue Cross, Blue Shield of California, and Aetna to name just a few. Vitality offers versatility and variety for the health plan shopper: With a wide variety of insurance plans and companies to choose from the buying power rests with you the California health insurance consumer and we’re here to help with our always free, always careful and considerate client consultations dedicated to helping you find the health plan strategy that is uniquely right for you and your family.
Anthem Blue Cross plans back out on the marketplace include an exciting array of plan options ranging from Anthem’s innovative Clear Protection Plans which feature affordability and the important peace of mind that comes with knowing you have the coverage you need should catastrophic injury or illness suddenly strike; another option offering plan simplicity, affordability and important protection against catastrophic medical expenses is Anthem’s CoreGuard Plus Plans. SmartSense Plus Plans feature affordability along with the ability to see your doctor three times during the course of a calendar year at the low cost of a copay and without the need to meet an annual deductible. Want enhanced prescription drug coverage and the ability to have a Smart Sense Plus Plan that features the peace of mind that comes with important brand name prescription drug coverage? You can customize your SmartSense Plus Plan with the Upgrade Drug Coverage option that brings your annual deductible for brand name prescriptions down to $500!
Want a HSA-compatible health plan so you can reap the many great cost and tax savings advantages of the HSA? Anthem has what you’re looking for with its innovative lineup of Lumenos HSA Plus Plans for both single subscribers and family subscribers! And here’s an important point to remember on all new Anthem health plans out on the market in 2011: All these new plans are compliant with the Patient Protection and Affordable Care Act (PPACA) mandated benefits – that means each plan features important access to preventive care services for nationally recommended services such as well-child care, immunizations, PSA screenings, pap tests, mammograms and more all at 0% coinsurance if these services are secured from an in-network provider!
It’s great to see this impressive lineup of plan options back out on the market. With more plans to choose from consumers have more options and more options mean more buying power and savings for the consumer. Want to chat about these new Anthem plans and create new savings opportunities for you and your family’s health coverage options? Contact us via Vitality online or call us toll free at 800-607-1950 and let’s get started creating a new health plan strategy for you today!
Are you a California health insurance shopper who is ready to apply for their new, affordable California health insurance plan? Let us show you just how easy it is to apply for that new plan!
When you’ve found the California health insurance strategy that’s right for you and you’re ready to apply for that new plan, we hope you’ll first consider our quick, easy, and convenient online application process. The great thing about applying for your new California health insurance plan online, is that it typically helps clients avoid application errors or omissions that tend to slow or derail paper applications. The other great thing about applying online? What a time saver! Your application goes directly into the application processing system of the insurance company and from there directly to the company’s underwriting department – an online application helps you bypass slower delivery methods and gets you your new health plan in hand that much quicker!
Is a paper application right for you? No problem! You can quickly and easily download California health insurance plan applications directly from our website or: Contact us via our Vitality website or call us toll free at 800-607-1950 and request a plan application – we’ll send it right out!
If you’re ready to fill out and submit a California health insurance plan application, here’s what you should have nearby to help you complete the application quickly and easily:
Application Checklist
You’ll need this information for each person on the application:
- Date of birth
- Social Security Number
- Height & weight
- Current/past health insurance plans
- Medical history (diagnosis, treatment, dates of service, status)
- Prescription drug information (name, dose, date prescribed)
- Contact information for doctors (primary care and specialists)
You’ll also want to think about how you’ll be paying for your new health plan moving forward: Your options can include directing the insurance company to receive payment directly from your checking or savings account; bill your Visa or MasterCard; or use monthly direct billing. You can also have frequency/payment date options to choose from too.
Applying for a new California health plan? You’ll also have a great opportunity to secure affordable California dental insurance at the same time too! The option for an array of dental plan choices will be available on your application and this is a great time to protect the long term health and wellbeing of your family’s smile with the preventive care benefits dental plans feature.
Purchasing one of the health plans from Anthem Blue Cross or Blue Shield of California? You’ll also have a great opportunity to secure California life insurance in the form of an affordable low cost term life plan offered by each of these companies that can help protect your family’s tomorrows. Combining medical, dental, and life insurance strategies in one application helps create 3600 protection for you and your family and comes with a bonus of great convenience: The same great resource for all this coverage along with having one easy, convenient bill for three important health and life coverage strategies!
There’s something else we should add to the above checklist: The always free client services you’ll get with the Vitality California health insurance team! Our quotes for California health insurance are free as are all of our client services which include helping you start and submit an application for your new California health insurance plan today! Another great feature of our free client services? They also feature our careful, considerate, personalized one-on-one client consultations that we can arrange at a time and place that is convenient to your schedule. We’re all about helping you find the health plan that is uniquely right for you, your family – even your California small business. We’re dedicated to helping you move through the plan selection and application process with ease, convenience, and the peace of mind everyone deserves when selecting this vital part of your ongoing health, wellness, and financial strategies. To get started on your new, money-saving health and life insurance strategy write us here at Vitality or call us toll free at 800-607-1950!
For small business leaders here in the state on the lookout for new money-saving California health insurance strategies for their valued employees, the Vitality California health insurance team represents group health insurance California plans from Aetna in addition to offering the company’s range of individual and family California health insurance plans!
If you’re a business owner and a regular reader of the Vitality Blog, you’ve seen our commentary on the great strategies offered up by both Anthem Blue Cross – with its range of Anthem Blue Cross plan portfolios like EmployeeElect, EmployeeChoice, and BeneFits – and Blue Shield of California group plan portfolios PlanSelect and Suite Deal. Today we add to our group plan commentary with an entry about the innovative group plan strategies being offered by a leader in group health insurance: Aetna.
Aetna features an assortment of medical plans – ranging from HMO plans to HSA and HRA-compatible health plans on over to Aetna MC and PPO medical plans. Additionally, you’ll be able to augment the medical plans you offer employees with both dental and term life insurance benefits to your valued employee teams.
Aetna comes with value-adds – for both employer and employee – that let both parties concentrate on the business at hand: Growing your business and remaining competitive in today’s challenging marketplace! Here’s what we mean:
- Aetna Enroll – Streamlines the health benefits administration process with great and convenient online tools that help your benefits team manage the ‘day-to-day’ and avoid getting bogged down in paper clutter.
- Aetna Navigator – A great one-stop resource with so much for the employee! Look up rates for providers for common services and treatments; track medical claims online; discount programs for health, vision, and dental; online health and wellness tools that are so vital to helping your employees stay focused on healthy lifestyle initiatives that are long term winners for the employee and the employer!
Since Aetna has so many health plans in its lineup, the business owner has the ability to craft a health benefits offering to their employees that fits every budget and employee profile:
- The Basic approach – Features basic health benefits for the employees with plans that are more budget-friendly to the employee and the business.
- The Value approach – Asks the employee to be a more proactive part of health care services acquisition and help determine how their health care dollars are being spent: Think HSA!
- The Traditional approach – Plan strategies that limit the financial impact on the employee for the health care services they and their eligible dependents access.
Your business may have an employee team that reflects the full spectrum of different stages of life for us all: Young singles; young families; established families, empty-nesters. Wouldn’t it be great if you could offer each of these different parts of the spectrum a choice of plans that speaks to their unique needs? If you’re offering health benefits to your employees, you’re looking at an opportunity to maximize their appreciation of those benefits, increase their loyalty to your business, and a real opportunity to reduce turnover. Offering a plan lineup that speaks to the unique needs of different employee segments is a great way to boost employee morale! Aetna understands and their plan lineup helps you do exactly that!
- Young singles: These employees might be limited by a budget with new expenses such as rent and transportation expenses and/or paying off student loan obligations. Or: They may want to be more proactive in how their health care dollars are being spent. Value plans with lower monthly premiums or HSA-compatible plans can be real money-savers and thus great strategies for these employees.
- Young families and established families: Traditional plan strategies such as PPO or HMO plans may be the popular choice here but don’t be surprised if the HSA and/or HRA plans shine!
- Empty nesters: It’s an interesting phenomenon with the HSA-compatible health plans: They can actually be quite appealing to both the younger and older employee! The HSA is a great strategy for older employees who want to be hands on and active with both their health care savings and spending strategies. These plans save money, reduce taxes, and can even help older employees save for future medical and long term care needs down the line post-retirement.
Like we said above – we’ve posted any number of articles touting the features and benefits of group health insurance California plan strategies with California Blue Cross and Blue Shield: Both Anthem Blue Cross and Blue Shield offer large provider networks – and so does Aetna! A large provider network is a great benefit to helping your employees stay in-network for health care services. Stay in-network – save money!
As an independent authorized agency here in California, Vitality offers individual, family, and group health insurance solutions from a wide array of leading insurance companies operating here in the state. Reach out to us for assistance and we’ll respond with the experience, expertise, and innovation that will help your business create new money-saving health coverage strategies for your employees, provide protection, and give peace of mind. Contact us at Vitality online or call us toll free at 800-607-1950 and let’s get started on your health coverage strategy today!
