Updates, updates, updates! The Vitality California health insurance website and blog is your up-to-the-minute update resource for consumers of California health insurance plans and for those shopping for affordable California health insurance plan strategies!
The other day we brought you news of Blue Shield of California’s decision to freeze prices on premiums for the balance of 2011 and its monumentally positive impact on a health plan market that was seeing ongoing rate increases. It’s worth noting that since the Vitality Blog came into existence it has been responsible for generating an array of materials that serve the California health insurance consumer: Featuring great California health plan buying guides that provide clear, concise and easy-to-understand guidance on finding the health plan buying strategy that is uniquely right for you, your family – even your California small group health insurance buying needs – we’ve used the power and convenience of the Web to craft an important communications channel with both potential and existing clients.
We’ve also used this venue as a great way to communicate information and buying strategies for a host of other important insurance strategies we represent to the marketplace: From California life insurance to California long term care insurance and beyond – and by beyond we mean the valuable peace of mind you’ll get from owning a California travel health insurance plan when you travel beyond our country’s borders! Whether you’re traveling overseas for business, pleasure, or an adventure of a lifetime, Vitality Health Insurance Services is your online resource for insurance information and easy, convenient online plan buying.
While we’ve focused this article on our easy, convenient – and always free! – online capabilities and client services, it’s also worth noting that each and every time you interact with a member of our team – be it for consultation on finding the right insurance strategy for you, the purchase of an insurance plan, or to get service on an existing plan, all of our client services are 100% free. Always and without exception. And that’s today’s takeaway message: If you’re shopping for a health plan quote, you are under no obligation to speak with a Vitality team member when you want that quote: You can get a free California health insurance plan quote 24/7 here at Vitality online, but it’s also important to know that if you want to speak with a licensed insurance professional here at Vitality about the health plan strategy that is uniquely right for you, it will never cost you anything nor will it ever add to the price of your new plan.
Our client services are always 100% free with all of our services paid for by the California health insurance companies we represent. And this is also probably a good time to mention one other important thing about Vitality: We are an independent authorized agent for the leading health insurers here in the state: From the versatile plan lineup of Anthem Blue Cross to the wide variety of Blue Shield of California’s plan lineup, as well as the plans of Aetna and others, we feature a wide array of plan options for you to choose from: This variety means you have the power of choice and the buying power that comes with having numerous options to choose from when shopping for a health plan that is uniquely right for your health care needs and family budget moving forward.
Want to learn more about our impressive range of plan options? Visit and contact us at Vitality online or: Call us toll free at 800-607-1950! We’re here and ready to help you find the best and most affordable California health insurance strategy!
Savvy California health insurance consumers want what we have here at the Vitality California health insurance blog: The very latest updates and news you can use from the world of California health insurance. Here at Vitality online we not only feature the best and most affordable California health insurance plans presently available to California residents of all ages, we also feature great California health insurance buying strategies along with the very latest updates from the world of health insurance in California!
Here at the Vitality Blog you know us as a great resource for a plethora of information that includes great information and buying guides to help consumers buy affordable California health insurance plans. We routinely dedicate ourselves to bringing important news about the California health insurance scene to our readers, their friends, family and coworkers. Today we’re going to add yet another value added feature to our blog: A quick roundup of updates from the world of health insurance – let’s get started, shall we?
- Just a reminder that open enrollment season for child-only California health plans ends March 1, 2011. Here’s a PDF courtesy of the CA Department of Insurance that provides parents and guardians with important information about what comes next.
Child Only California Health Plan Open Enrollment Information
- Are you a small business owner and in search of a strategic partner to your business that can bring experience and expertise to the process of helping you find good affordable health coverage for your valued employee team? Vitality is here for you! Section 45R of the Internal Revenue Code offers a tax credit to certain small businesses that provide health coverage to their employees. Section 45R was added to the code by the PPACA – Patient Protection and Affordable Care Act. Have questions or concerns about how tax credits can help you place vital health coverage in the hands of your employees? We’re here to help with our always free client services to both individual consumers and small group California health insurance shoppers!
- Blue Shield of California has just announced that it is extending its popular special open-enrollment period for California Medigap plans through June 30, 2011! That’s right: If you presently own a Medigap plan you may transfer to any open BSCA Medicare Supplement plan offering benefits equal to or lesser than those provided in your current plan without going through underwriting. Individuals enrolled in another carrier’s plan can just submit a new application – and Replacement of Coverage form – without having to complete a health questionnaire. An affordable California Medicare Supplement plan from Blue Shield of California can be yours with this open enrollment opportunity!
You know we’re always looking for new topics to write on and present to our readers here at the Vitality Blog: If you have a subject that you’d like us to cover here at the Blog, please leave a comment or contact us at Vitality online. You can even call us toll free at 800-607-1950 – we’re here, ready, willing and able to serve you with our always free one on one client consultations, our always free California health plan quotes, and our nonstop dedication to providing outstanding client value and service to residents from around the state. Thanks for reading the Vitality Blog and as always we hope you’ll make us a part of your Web browser’s ‘favorite’s list’!
California health insurance shoppers on the lookout for the best and most affordable child health insurance California parents and guardians can rely on, there has been a recent development you should be aware of: Leading California health insurance plan companies such as California Blue Cross company Anthem, Aetna, Health Net and others like Cigna have announced they will resume sales of child only health plans beginning January 1st.
These companies will rejoin a market segment where only Blue Shield of California had been offering child only plans to the estimated 80,000 children in our state who are not presently insured through a family health plan or the group health insurance California employees may receive through their employer.
Insurers had left the child-only health plan market back in the fall of this year out of concern over how Health Reform mandates had been written as it relates to child only health plans. Since that time, California state legislation along with new guidance from the California Department of Insurance have been set forth and the insurers made a decision to reenter the marketplace at the start of the new year.
According to the guidelines set forth by the California DOI, the initial Open Enrollment Period (OEP) for children to be covered on non-grandfathered individual policies is January 1, 2011 to March 1, 2011, inclusive. Each subsequent OEP is specific to the child and is the full calendar month of the child’s birth date each year. There are also criteria set forth in the DOI Guidance for a Late Enrollment Period (LEP) that are worth noting for parents and guardians as well.
Purchasing a child only health plan outside of either the OEP or LEP will result in higher premium rates so it’s well worth it to the consumer to be ‘calendar-aware’ when it comes to shopping for a child’s health coverage moving forward.
As we’ve mentioned in previous posts, we’re fans of the Blue Shield of California plan lineup – specifically, their Blue Shield Balance plans for child only health plan strategies, but we’ll also be reviewing and reporting on the health plans of other insurers moving forward as it relates to each carrier’s ability to craft child-specific health plans that meet both performance and cost objectives.
As regular readers of the Vitality Blog know, we keep a close watch on developments on the California health insurance landscape, checking the horizon for news that can affect both current and potential consumers of health coverage here in the state. While free quotes for individual California health insurance plans and the ability to readily apply online for California health insurance plans are the norm here at Vitality online, we are also dedicated to using our website and accompanying Vitality Blog to deliver great buying guides for California health insurance as well as updates on the world of California health insurance for the consumer who wants to stay informed about this important element of every family’s financial planning strategies.
While you can get a lot of great information here at Vitality online, you can also rely on our ability to deliver personalized one-on-one client consultations that are always free and always arranged at a time that is convenient to you and are geared towards removing the sometimes complicated jargon of insurance out of the conversation and replacing it with clear, concise information that can help to ensure peace of mind as you make important decisions about your family’s health coverage needs. Want to learn more about finding a California health insurance strategy that is uniquely right for you and your family? Contact us here at Vitality online or call us toll free at 800-607-1950.
